Finance

Indigenous Business Australia – home ownership support

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support General public opportunity (Australia). Indigenous Business Australia’s home ownership program supports eligible Aboriginal and Torres Strait Islander people who are considering buying a home. Application, affordability, property and lending requirements apply, and support is assessed individually.How to check eligibility: Review the current process and […]

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Wellbeing

Annual 715 health check – Medicare-funded preventive care

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support General public health service (Australia). The Aboriginal and Torres Strait Islander health assessment, often called a 715 health check, is a Medicare-funded annual check available through participating health services. It can help identify health needs early and connect a person with follow-up support. How […]

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Wellbeing

Closing the Gap PBS – cheaper medicines for First Nations people

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support General public health program (Australia). The Closing the Gap PBS Co-payment Program can reduce the cost of Pharmaceutical Benefits Scheme medicines for eligible Aboriginal and Torres Strait Islander people. Registration and prescription requirements apply, and the amount paid depends on current PBS rules and […]

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Education

Services Australia – ABSTUDY support for study or training

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support General public opportunity (Australia). ABSTUDY is an Australian Government payment and support program for eligible Aboriginal and Torres Strait Islander people who are studying or completing an Australian Apprenticeship. Assistance depends on a person’s circumstances, course and study arrangements. How to check eligibility: Review […]

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Travel

Transport for NSW — Gold Opal card ($2.50/day cap for pensioners)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Concession (NSW). Gold Senior/Pensioner Opal card for Pensioner Concession Card holders (and eligible seniors): capped at $2.50 per day for unlimited metro, train, bus, ferry and light rail, plus concession fares on regional services. How to get it: Get a Pensioner Concession Card via […]

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Travel

Welcome to Country — First Nations tourism experiences

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Mob-owned (not-for-profit). Australia’s first not-for-profit marketplace for Aboriginal and Torres Strait Islander tourism experiences and products (1,000+ First Nations products). Profits go back to First Nations people and communities. How to use: Browse and book at welcometocountry.org. Source: welcometocountry.org · Verified Jun 2026.

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Travel

QLD Local Fare Scheme — up to $200 off remote flights (Far North QLD)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Subsidy (remote Far North QLD). Up to $200 off each one-way flight within the Local Fare Scheme region (Cape York, Gulf of Carpentaria, Torres Strait), for social connectivity and access to essential services. How to get it: Apply through your local council/scheme administrator (e.g. […]

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Travel

NSW National Parks — Park entry fee exemption (cultural activities)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Free offer (NSW). Exemption from park vehicle entry fees for Aboriginal people entering a national park for approved cultural activities. How to get it: Contact the relevant NPWS park office directly (details on each park’s webpage); handled case-by-case. Source: nationalparks.nsw.gov.au · Verified Jun 2026.

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Travel

Transport Canberra — Free Aboriginal & Torres Strait Islander community bus

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Free offer (ACT). Free Aboriginal and Torres Strait Islander community bus in and around Canberra (Mon–Fri 9am–5pm), plus a self-drive vehicle-borrow option for community/cultural events. How to get it: Email communitybus@act.gov.au or call (02) 6205 3555 to book. Source: transport.act.gov.au · Verified Jun 2026.

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Retail

Clothing The Gaps — Aboriginal-owned social-enterprise fashion

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Mob-owned business. First Nations-led, majority Aboriginal-owned fashion social enterprise (Certified B Corp; Supply Nation certified). Features a ‘Mob Only’ collection for Aboriginal & Torres Strait Islander people plus an ‘Ally Friendly’ range for everyone. How to use: Shop at clothingthegaps.com.au; product pages show ‘Mob […]

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Retail

Welcome to Country — Aboriginal & Torres Strait Islander marketplace

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Mob-owned (not-for-profit). Australia’s not-for-profit online marketplace for First Nations products (art, homewares, books, food, beauty, clothing, gifts). Every purchase supports First Nations artists and communities; free loyalty/rewards program. How to use: Shop at welcometocountry.com and join the free loyalty program — no card or […]

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Education

TAFE Queensland — Aboriginal & Torres Strait Islander support & scholarships

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Support & scholarships. Dedicated ATSI pathways, ‘Away from Base’ residential study blocks, Indigenous Student Support Officers, peer mentoring, plus Fee-Free TAFE in priority areas and scholarships (e.g. Pearl Duncan Teaching Scholarship up to $20,000). How to get it: Via tafeqld.edu.au; contact an Indigenous Student […]

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Education

University of Sydney — Aboriginal & Torres Strait Islander scholarships

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Scholarship. Numerous scholarships for ATSI undergraduates across faculties — from one-off entry awards (~$2,500–$10,000) up to $50,000/year ongoing, including named First Nations scholarships. How to apply: Browse and apply via the University of Sydney scholarships portal (each has its own page and deadline). Source: […]

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Education

Puggy Hunter Memorial Scholarship — up to $15,000/yr (health study)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Scholarship. Up to $15,000/year (full-time) for Aboriginal & Torres Strait Islander students in entry-level health qualifications, paid fortnightly for the course duration. Administered by IAHA. How to apply: Apply via iaha.com.au (next round opens 1 Sep 2026, closes 31 Oct 2026); contact phmss@iaha.com.au / […]

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Education

AIEF — Scholarships for Aboriginal & Torres Strait Islander students

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Scholarship. Australian Indigenous Education Foundation scholarships to attend leading boarding schools and universities/tertiary colleges, removing financial barriers at partner institutions. How to apply: Browse partner schools/colleges and follow the ‘How To Apply’ process at aief.com.au/scholarships. Source: aief.com.au · Verified Jun 2026.

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Education

Fee-Free TAFE & Smart and Skilled — Free vocational training

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Free offer. Tuition-free vocational training. In NSW, eligible Aboriginal and Torres Strait Islander students pay NO fee for ANY Smart and Skilled qualification. Fee-Free TAFE nationally also reserves priority places for First Nations people. How to get it: Search courses via TAFE NSW (tafensw.edu.au/fee-free) […]

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Finance

My Money Dream — Free financial wellbeing program (by Mob, for Mob)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Free program. Free online financial-literacy program created by First Nations people for First Nations people — 5 core + 10 elective modules on saving, super, debt and scams. Use it free as often as you like for a year. How to get it: Register […]

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Finance

Low/no-fee basic bank accounts (CommBank, Westpac, NAB)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Concession. Low- or no-fee basic transaction accounts for eligible low-income customers — e.g. CommBank Streamline Basic (no monthly fees, no overdraw/dishonour fees) and Westpac Choice Concession. How to get it: Apply in-branch or online and present an eligible concession card. Source: commbank.com.au · Verified […]

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Finance

Traditional Credit Union — Australia’s Aboriginal-owned bank

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Mob-owned business. Australia’s only Aboriginal-owned and operated financial institution — everyday transaction & savings accounts, the TCU SmartCard, personal/business loans and phone/online banking, with branches across the NT (including remote communities). How to use: Visit tcu.com.au, call 1800 828 232, or attend an NT […]

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Wellbeing

Glasses SA — Free prescription glasses for eligible Aboriginal patients (SA)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Free offer (South Australia). Free standard prescription glasses for eligible Aboriginal patients (patient co-payments abolished in 2020). Optional paid upgrades available. How to get it: Through participating Glasses SA providers/optometrists in South Australia. Source: optometry.org.au · Verified Jun 2026.

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Energy & Utilities

Water bill help — Payment Assistance Scheme (PAS)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Concession. Bill credits (Payment Assistance Scheme), payment plans, due-date extensions and referral to community agencies for customers in financial difficulty (offered by water utilities nationally). How to get it: Contact your water utility (e.g. Sydney Water PAS 1800 222 280) or an accredited community […]

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Energy & Utilities

Energy bill hardship help (Origin, AGL, EnergyAustralia, Aurora)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Support benefit. Tailored payment plans, debt help, concession/rebate sign-up, Centrepay set-up and financial-counselling referrals — required of all energy retailers, with a commitment to keep you connected. How to get it: Contact your retailer’s hardship team (e.g. AGL Staying Connected 1300 659 925; Aurora […]

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Energy & Utilities

Electricity & gas concessions (your state or territory)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Concession. Ongoing electricity (and in some states gas) concessions for concession-card holders, delivered through your energy retailer. Amounts vary by state/territory. How to get it: Register your concession card with your retailer (online or by phone). Source: energy.gov.au · Verified Jun 2026.

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Phone & Internet

Aussie Broadband — Helping Communities Connect (discounts for Mob-led orgs)

FirstCard/Member Offers Start here Apply free Member offers Submit offer Support Public offer (community organisations). Discounts on selected internet/technology services for eligible organisations — explicitly including majority Indigenous-owned businesses and not-for-profits (up to 10 services per account). How to get it: Apply via the Helping Communities Connect page; contact sponsorship@team.aussiebroadband.com.au. Source: aussiebroadband.com.au · Verified Jun […]

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